Preferred Provider Plan

Hawaii’s Number One Free-Choice Plan

HMSA members enjoy a level of protection no other health plan in Hawaii can match. HMSA’s Preferred Provider Plan (PPP) is the most popular free-choice plan in Hawaii, offering flexibility, peace of mind, and coverage for these comprehensive medical benefits:

  • Doctor office visits.
  • Inpatient and outpatient hospital services.
  • Emergency care.
  • And more ...

Why Free Choice?

Your choice of doctors is important to you. HMSA’s PPP gives you the freedom to see any doctor you choose, whether in or out of network, and without a referral.

  • Pay less with an HMSA participating provider, but receive benefits for out-of-network providers as well.
  • There is no need to select a primary care physician (PCP) to manage your care or make referrals.

Largest Participating Provider Network

HMSA’s PPP offers you access to the largest network of physicians, hospitals, and other health care providers in Hawaii. More than 5,000 health care providers in Hawaii participate in HMSA’s network. That’s more than 95 percent of the state’s physicians, so there’s a good chance you won’t have to switch doctors. When you select a participating provider, they will file your claims for you and accept your copayment as payment in full. Find an HMSA participating provider.

Coverage that Travels with You

HMSA provides you with peace of mind if you need medical attention while traveling outside Hawaii. HMSA belongs to the Blue Cross and Blue Shield network of health care providers, so you can rely on the BlueCard® Program for access to the nation’s largest network. BlueCard offers you coverage coast to coast with access to over 500,000 providers nationwide. Outside the United States, you have access to doctors and hospitals in more than 200 countries and territories around the world through the BlueCard Worldwide Program.

Health and Wellness Programs

HMSA offers you a variety of health and wellness programs designed to help you develop and maintain a healthy lifestyle. This includes HealthPass and Care Connection, HMSA’s nationally recognized health assessment and disease management programs. Additional resources to help you stay healthy include health education classes and workshops, preventive health reminders, and more.

Eligibility

HMSA’s PPP is available through an employer group health plan. Check with your employer regarding your health plan benefits.

Benefit Summary

HMSA’s PPP is available through an employer group health plan. Medical benefits for small businesses (two to 50 employees) are explained in the Benefit Summary. Please refer to your HMSA card to confirm your medical plan code. If you have questions, please contact customer service.

* For businesses with more than 50 employees, please contact your HMSA account representative for the Benefit Summary.

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